Agree with you, but like casinos or bookies the house always wins. They are a necessary evil unless we go back to the bartering system. I use the credit union, not beyond blame either, but at least I’m not lining corporate pockets as much.
Banks most definitely added fuel to the fire but it was the individual going on three holidays, having to change the car every year while investing in property in Bulgaria that struck the match.
I personally think the ssia’s with mccreevey was the start of it. Dickheads like eddy Hobbs telling people to restructure the house mortgage to release the equity so the could get a new kitchen and go on holiday with there ssia. Some people lost control of themselves and I find they are the first to have a grievance with banks… . . Whatnot